The Health Savings Account (HSA) is an account that you can use to save money on a pre-tax basis for medical, dental and/or vision out of pocket expenses. Only employees enrolled in a high-deductible medical plan can participate in a health savings account.
Clermont County employees are permitted to set up their HSA at the financial entity of their choice. Keep in mind that some banks charge a monthly fee for this service, while most Credit Unions do not charge a fee; in additional, Credit Unions offer some great advantages when looking for investment opportunities.
To enroll: First complete your benefit elections on-line Employee Self Service (ESS); then print the HSA deposit form and take to the credit union or bank of your choice (must handle HSA accounts); return the completed form to the Auditor’s Office/Payroll.
Some of the advantages of saving funds using the HSA are:
IMPORTANT: The amounts listed above are the IRS maximums for 2025 and include all funds deposited to your HSA; you will need to subtract the County’s contribution from the IRS amounts allowed and then divide by 24 to determine the maximum employee contributions per pay.
People who are NOT eligible to participate in the HSA include: