VOLUNTARY LIFE and AD&D INSURANCE – VOYA/ReliaStar
In addition to the County provided life insurance, employees may purchase additional life and AD&D coverage for themselves, their spouse and/or dependent children.
New hires and newly eligible (such as part-time to full-time): Full-time employees can elect up to 3x their annual salary up to a maximum of $250,000; up to $50,000 for their spouse and/or $20,000 for their eligible* children. Note: coverage for spouse and/or children cannot be more than the employee’s own coverage.
*Eligibility rules for dependent children: Up to age 26
Enrolled employees can apply to increase their and/or their dependents coverage during the annual open enrollment period by submitting an EOI (evidence of insurability) form to the insurance company; coverage will become effective when / if the insurance company approves the application.
IMPORTANT: TO ELECT VOLUNTARY LIFE ENTER THE AMOUNT OF COVERAGE (NOT THE PAYROLL DEDUCTIONS). THE SYSTEM WILL CALCULATE YOUR PREMIUM BASED ON YOUR AGE. The attached chart is just for reference: 2019 VolLifeRates
What is AD&D Insurance? AD&D stands for Accidental Death & Dismemberment. AD&D coverage provides added protection against losses due to a non-work related accident. Benefits vary depending upon the type of injury sustained.
NOTE: You may be able to Continue Your Coverage after your employment with Clermont County ends, by ‘porting’ your voluntary life coverage and/or ‘converting’ your county paid coverage.