MetLife Dental Plan
Met Life Dental Plan offers 2 plan designs: Basic and a Buy-Up premium plan. While your best benefits are through using an in-network provider, MetLife has coverage for out of network providers too.
MetLife is our dental provider.
The MetLife PDP Plus network is a preferred provider organization (Dental PPO) plan consisting of a nationwide network of dentists and specialist. With the plan, you can go to any licensed dentist, in or out of the network. In-network providers are always the better benefit, but the plan pays good rates even for out-of-network providers.
Two Plan Designs to Choose From
“Basic Dental Plan” and a “Buy-Up” Dental Plan. The Buy Up Plan has an annual maximum benefit of $1500 per covered person and has orthodontic care for children under the age of 19; the Basic Plan has an annual maximum benefit of $1,000 per covered person.
Eligibility:
- Full time employees (35+ hours per week). Benefits begin after 30 days of full-time employment.
- Spouse – legally married
- Dependent children up to the age 26.
- Children who were determined to be disabled before their 19th birthday may be eligible to continue their insurance beyond the age of 26.
ID Cards: ID cards are not necessary to obtain services and are not mailed out; however, members can download a generic card listing the group information.
Per Pay Deductions (24 per year):
| MetLife Dental | Basic Plan | Premium Plan |
|---|---|---|
| SINGLE | $13.78 | $16.04 |
| EE + SPOUSE | $37.80 | $44.00 |
| EE + CHILD(REN) | $34.80 | $40.49 |
| FAMILY | $42.20 | $49.15 |
MetLife: Customer Service – 1-800-942-0854 Website: Insurance and Employee Benefits | MetLife
Questions – Contact the Benefit Resource Center at 855-874-0829 or email them at BRCMidwest@usi.com Monday through Friday 8:00 am to 5:00 pm Eastern & Central Standard Time