How to Prepare:
- Make sure you can log in to Employee Self Service (ESS). Contact the Auditor’s Office for login assistance:
- Update your contact, dependent and beneficiary information in Employee Self Service (ESS) to ensure your record is current.
- Know the dates – Open Enrollment runs from October 20th through November 2, 2026.
- Review your current benefit elections in Employee Self Service (ESS).
- Explore your options by comparing plans, costs and any new offerings.
- Attend a Benefit meeting to learn more.
- Contact the Benefit Resource Center (BRC) by calling 855-874-0829 or emailing them at BRCMidwest@usi.com Monday – Friday 8:00 am to 5:00 pm EST & CST for any questions you may have about our benefits.
A confirmation of your benefit election will be sent to your email once your submission is reviewed and approved by benefits. Benefits are effective January 1, 2027. Please check your January 8th paycheck to ensure your benefits are being deducted and compare them to your benefit summary. If there is an error, contact tigo@clermontcountyohio.gov.
No changes can be made after this period unless you experience a qualifying life event.
What’s Changing for This Year’s Benefit Enrollment?
We’ve made a few important updates to your benefits options for the upcoming year. Here’s what’s new:
NEW PROVIDERS
- Dental: Sun Life
- Surency will be our new Savings and Spending Accounts (Flexible Spending Accounts). If you are electing this benefit, you will receive a new benny card prior to January 1, 2027.
MEDICAL PLAN CHANGES
- High-Deductible Health Plan - Deductible $3,500/$7,000 Out of Pocket Max $4,000/$8,000, Coinsurance change to 80%.
- NEW PLAN - 3000 Copay Plan Deductible $3,000/$6,000 Out of Pocket Max - $6,000/$12,000, Primary Care Physician Office visit $30, Specialist Office visit $60. Urgent Care $75, Emergency Room $300. Prescription Change $15/$50/$90.
- NEW PLAN - 5000 Copay Plan - $5,000/$10,000 Out of Pocket Max $9,500/$19,000, Primary Care Physician Office visit $30, Specialist Office visit $60. Urgent Care $75, Coinsurance changed to 80%, Emergency Room $300. Prescription Change $15/$50/$90.
Not sure which medical plan to elect? Learn more by clicking on the below links or scanning the QR codes.
- What's the difference between a HDHP vs PPO? Link: HDHP vs. PPO or scan the QR code
- What is a High-Deductible Health Plan (HDHP)? Link: High-Deductible Health Plan or scan the QR code
- What is a Preferred Provider Organization (PPO Plan -copay)? Link: Preferred Provider Organization or scan the QR code
Spousal Surcharge increase from $50 per paycheck to $125 per paycheck (applies to the medical plans only).
DENTAL PLAN CHANGES
- Premium Plan now offers ortho child age limit from 19 to 26 years of age.
- Rate increase 3%
How to find a dentist?
Group ID number 829334
Click on the provider search for Sun Life - https://member.sunlifeconnect.com/findadentist/#/ Select the PPO for the plan type and Select the Sun Life Dental Network for the network.
Mutual of Omaha Voluntary Life Insurance
If you are currently enrolled, you can elect up to $10,000 increments up to the guaranteed issued amounts.
- If you would like to exceed the guaranteed issued amounts, you must apply online for the additional coverage amount (above guaranteed issue).
- Not currently enrolled, please apply online for coverage.
Apply Online Mutual of Omaha
- Group Name: Clermont County
- Group ID: G000CSWT
Note: That your premium amount is determined by the coverage level you choose. When entering your coverage level do not use punctuation or enter in the premium rate.
Example: if you wish to elect $70,000, please enter it as 70000 in Employee Self Service (ESS).
2027 IRS Limits for all Spending Accounts:
Changes:
- Health Saving Account Contribution: Individual/Family $4,500/$9,000.
No Changes:
- Flexible Spending Account: Maximum Contribution $3,400 with a $500 rollover
- Limited Flexible Spending Account Maximum Contribution: $3,400 no rollover
- Flexible Spending Dependent Care Account: Maximum Contribution $7,500 Married filing separately Maximum Contribution $3,750